celebrations in order to support individuals during this time. This loan could be in form of consumables good, materials needed for the festival
Features
- Loan period: 2 months
- Loan amount ( cash or in kind) ₦20,000 – ₦100,000
- Open to individuals that are gainfully employed
- Customers must be guaranteed by their Organization
- It is also opened to structured groups, cooperatives and associations
Benefits
- Easy to access
- It improve customer satisfaction during the festive period
Requirements
- 1 passport photograph
- Completed application form
- A valid means of identification
- Utility bill
- A guarantee form from customer employer( Human Resources)
- KYC form duly completed
Fees
- Interest rate of 9%
Individual Consumer Loans
Xslnce accounts (salaried) allow you to access personal loans for emergency and social needs
You can access:
- Collateralized / Non-collateralized
loans as a salary earner - Salary Advance / Payday loan
- Asset Financing / Lease
- Auto Loan
- Rent Support Loan
- Education Loan
- Festivity Loan
-
General Features:
- Affordable with no hidden charges
- Loan processing less than 24hrs
- Flexible loan repayment period
- Simple application processes
- Competitive interest rate


